HEALTHCARE’S SHITCREEK: WHERE YOU DON’T WANT TO BE
We’ve all been there–up shit creek and without a paddle.
It’s a lonely place, where no man wants to be. Apparently, also, it is kind of yucky.
Oh, and even more interestingly, it doesn’t really show up on any map. If it did then maybe nobody would be there. Or maybe, even with a map and even a GPS handy, this would happen! Let’s hope this would not be you or I.
Anyway, our creek for the purpose of this piece is that time when you must or really want to receive medical care.
Yes, of course, there are times in which emergency reduces time to shop, though there are some things one can do to plan for such a time. However, that fact does NOT eliminate the usefulness of learning to shop when care services can be deferred for some time especially.
So why do I use the creek idiom? Well, for starters, I wish to hit you square in the eyes—this is an important topic, and I have a lot to offer you; however, mincing words will not cut it.
I COULD act all professional like and refuse to present some emotion like some stuffy old codger of a ‘respectable’ wealth adviser or banker—but I won’t. You deserve the truth, no matter how ugly or ‘uncouth.’
Heh, I guess I just called myself ugly. 😉
FROM HAPLESS VICTIM TO PURPOSEFUL VICTOR
YOU are up that creek without a paddle, YOU are in a seemingly win-less situation. Well, no more; let me be your paddle.
Heck, I’m more like a motor.
There are some steps one can take, whatever his situation, to FIND PRICES AND GET VALUE FOR MEDICAL CARE. Don’t allow yourself to be a victim—be victorious with your health and how much you pay for it.
Victory baby steps
So let’s start with baby steps. It won’t be easy for you to conquer the fearsome dragon of a market that is euphemistically known as healthcare or medical care.
Meh, a dragon might be a bit much I guess. It may be more like a labyrinth and a Minotaur. Just don’t wear red around him.
At any rate, this won’t be easy. But remember this: nothing worthwhile ever is, really. Your baby steps begin with what I offer to you in this piece besides the introduction to what this series is all about: PROBLEM RECOGNITION.
Yes. The passage to shit creek that you and I usually travel while in pursuit of our intended destination of quality, affordable healthcare goes straight through no-man’s land of responsible, fair, and transparent pricing. No stops here are allowed though—purposefully I may add, because, well, your guide is a real jerk.
Oh, there will be many posts on this subject in the future, dear reader.
Seriously, and this will be a major theme that Sovereign Liberty Solutions as well as I will focus on: any market that does NOT offer transparent pricing is a rigged one, one unworthy of YOU and me.
Healthcare is ridiculous. What other industry offers anything near to what healthcare does in regards to pricing and ultimately high medical prices?
Buying a car can be a hassle.
Vehicle pricing is often tedious and fraught with crafty and even intentionally misleading figures and schemes that appear at first glance, and with the obligatory salesman manufactured gusto, as supremely beneficial and “hard to pass up.”
In laymen terms, purchasing a car sucks.
But at least there is a respectable range to go by in regards to figuring out a good deal. As long as you do basic homework and have “looked online,” then you will be solid, solid enough to not get royally screwed. Not so in healthcare. Medical prices rarely see the light of day before you get that big, bad bill.
Indeed, in the realm of true, unbiased economics we see the vital importance of PRICE DISCOVERY in markets, yet despite such importance, it is conspicuously absent in healthcare.
Is it any wonder then why healthcare in America is so screwed up?
NO PRICES EQUALS LOW VALUE! NO PRICES EQUALS BUYERS GETTING SCREWED.
Quite simply, there is no price discovery in healthcare, and therefore value is not sought for or largely found by buyers like you and me, or really even innovated by producers, those that task themselves to provide care services that are so vital to an individual’s health.
Ah, but what is in it FOR ME, you say?
Well, I want to show YOU how to begin finding prices so that you can better discover and capitalize off of value. It is relatively hard, inefficient, and it should not really be necessary, but finding prices is at least possible at this point!
In the next piece I will focus on what happens with an individual that has a health insurance policy from a group plan—in other words, this person has a health insurance plan sponsored, and probably significantly subsidized, by his employer. I will give you a great deal of detail and show you how in these general circumstances you can find medical prices and do some basic comparison shopping.
Other pieces in this series will account for those that have other circumstances.
As always, take care.
WHAT DO YOU THINK?
Do you have any objections, thoughts, concerns, or contributions? I REALLY WANT TO KNOW. Help me to make this a conversation!
Together we can map out better solutions and truly navigate clearer paths towards quality services, low prices, and better lives.
Oh! And as always, if you find this post useful, do me and so many others a huge favor. When it comes to this kind of information: share and share alike! Information is meant to be disseminated wide and far.